第3名：万事达卡

????交易代码: MA

????年初至今股票涨幅: 69%

????市值: 438亿美元

????500强排名: 410

????社会向电子支付的转型极大地推动了信用卡公司的发展，同时也减轻了经济滑坡给它们带来的冲击。

????第三季度，万事达卡的交易量和交易额增幅均超过18%。

????刷卡市场日益壮大，而万事达卡是最有希望夺取超高市场份额的信用卡公司。它在新兴市场中的客户占有的份额最大，公司约一半的营收都来自美国以外的地区。

????万事达卡还积极投资技术，扩大合作，以扩大在移动平台上的影响力。它的PayPass技术可与谷歌（Google）的安卓钱包应用软件配套使用。

????与此同时，借记卡行业还取得了“借记卡收费上限”之争的胜利。6月30日，美联储（Federal Reserve）宣布银行可对借记卡购物交易收取最高45美分的费用，这是多德-弗兰克监管改革方案最初建议上限的两倍。

#3 MasterCard

????Ticker: MA

????YTD stock performance: 69%

????Market cap: $43.8 billion

????Fortune 500 Rank: 410

????The shift to a cashless society has been a boon for credit card companies and helped insulate them from the economic downturn.

????For MasterCard, both the number of transactions and their dollar value jumped more than 18% in the third quarter.

????MasterCard is the credit card provider best positioned to capture an outsize share of the growing pie of swipes. It has the largest share of customers in emerging markets with roughly half of the company's revenue coming from outside the United States.

????MasterCard has also been aggressively investing in technology and expanding partnerships to boost its presence on mobile platforms. Its PayPass technology works with Google's Android Wallet application.

????Meanwhile all debit-card companies declared victory on regulations related to debit-card fees. On June 30, the Federal Reserve decided that banks could charge fees of up to 45 cents for a debit-card purchase. That's double the original limits proposed under Dodd-Frank regulatory reform.