Is it an Offence not to report a car accident in Singapore?

SINGAPORE - Vehicle owner Lim Gee Wee, 44, recently wrote to The Straits Times Forum about his plight of not being able to claim from the alleged perpetrator after getting rear-ended.

ST looks at what you should do when you get into an accident while driving, and how to make sure your claims are not rejected.

1. What should I do at the scene immediately after the collision?

If anyone is injured, call for medical assistance and the police immediately.

In cases where there is a fatality or someone needs to be taken to hospital, a police report must be made.

Make sure to take photos of the scene and capture the damage to all vehicles involved in the accident.

Exchange particulars, including your vehicle number, contact details and information on your vehicle insurer, with the other party. Failure to do so constitutes a traffic offence.

2. How do I protect myself and make sure I can file claims against the other party?

Report the accident to your insurer within 24 hours, regardless of whether you are at fault, and even if a private settlement has been reached between you and the other party.

This is a requirement for the insurer to take on your case should the other party file a claim against you, or if you wish to file a claim against the other party.

If you do not do so, your insurer may, in the worst case, repudiate liability, after which you have to foot your own legal bills and other costs if the other party makes a claim against you.

The insurer may also dock your no-claims discount or refuse to renew your policy when the insured period is up.

Note that filing a police report is not the same as making a report to your insurer. Reporting to your insurer also does not automatically lead to a deduction of your no-claim discount.

3. What happens if the other party does not report the incident to his insurer? Can I still get my money?

Yes, as long as you report it to your insurer within 24 hours of the accident. Even if the other party's insurer repudiates responsibility, your insurance company will still foot your bill.

They will then take the matter up with the other party's insurance company. This is probably the easiest way.

You can also try taking your vehicle to an authorised motor workshop to see if it will take on your case. Motor workshops can also take steps to make claims from the other party's insurer, though they will probably inflate repair costs.

Traffic rules and regulations are there to protect not just pedestrians but also fellow motorists on the road. The Road Traffic Act 1961 governs traffic laws and regulations. Other than providing for various traffic offences, the Road Traffic Act also provides for the duties of motorists when they are involved in an accident. These duties aim to safeguard the victims of the accident and also attract severe penalties if such duties are not performed.

Duty to Stop in Case of Accident

Section 84(1) of the Road Traffic Act provides for the duty of the driver of a motor vehicle to stop in case of an accident if the accident occurred owing to the presence of that motor vehicle. The section states that if there is an accident that occurred due to a motor vehicle on the road, the driver of the motor vehicle must stop the vehicle and perform the following duties if the accident caused damage or injury to any person, vehicle or structure. The duties of the driver in such a scenario are:

1) If any person who was at the scene of the accident requests the driver’s particulars having reasonable grounds to do so, the driver must provide his particulars to that person.
2) If there is no such person present at the scene of the accident, the driver must inform the owner of the damaged vehicle or structure of the damage caused to the vehicle or structure and provide that owner with his particulars. The driver must perform reasonable steps to inform the owner of the damaged vehicle.

What does “Particulars” Mean?

Section 84(6) provides for the meaning of the term “particulars” for this section. The name and address of the driver of a motor vehicle, the name and address of the owner of the motor vehicle, and the identification markings of the motor vehicle are referred to as “particulars” in regard to a driver of a motor vehicle.

Reporting to Police

Section 84(2) of the Road Traffic Act states that the driver of the motor vehicle which caused the accident must report the accident to a police officer or at a police station as soon as reasonably practicable but within 24 hours after the accident has occurred. The driver does not need to perform this duty only if:

1) The driver has provided his particulars to a person who was present at the scene of the accident; or
2) The owner of the damaged vehicle or structure has contacted the driver.

Injuring or Causing Death to any Animal

If an accident occurs owing to the presence of a motor vehicle on a road and such accident results in injury or death to any animal, the driver of the motor vehicle must stop the vehicle if they have reasonable grounds to believe that:

1) The animal has an owner.
2) The presence of an injured or dead animal on the road is likely to put other road users in danger.

Section 84(2B) provides for some additional duties of the driver if such an accident resulted in injury or death to any animal. These duties are:

1) If any person at the scene of the accident requests the driver’s particulars having reasonable grounds to do so, the driver must provide his/her particulars to such person.

2) If no such person is present at the scene of the accident, the driver must take reasonable steps to inform the owner of the injured or dead animal, if any, of such injury or death caused to the animal, and must also provide that owner with his/her particulars.

3) If the presence of the injured or dead animal is likely to pose a safety hazard to other road users, the driver must take reasonable steps to alert other road users, as far as circumstances permit, of the obstruction and also must immediately inform a police officer of such obstruction.

Rendering Assistance

Subsection (3) of section 84 states that if any accident occurs owing to the presence of a motor vehicle on a road and the accident causes the death of a person or causes injury or damage to a person, vehicle, structure, or animal, the driver of the motor vehicle must:

1) Render any assistance that may be reasonably required by a police officer.
2) If no police officer is present, the driver must render any assistance that may reasonably be in their power to render.

Altering or Moving Evidence

When an accident occurs as a result of the presence of a motor vehicle on the road, and any person is killed or seriously injured, or serious damage is caused to any vehicle or structure, a person must not move or otherwise interfere with any vehicle involved in the accident or any part of the vehicle, or do any other act that would destroy or alter any evidence of the accident except under the authority of a police officer. The exceptions to this duty are:

1) A car or any component of a vehicle may be moved as far as necessary to rescue people or animals trapped within, remove mail, prevent fire, or avoid damage or hindrance to the public.

2) Under the supervision of a police officer, products or passengers’ luggage may be removed from a vehicle.
This is mentioned under subsection (4) of section 84. Subsection (4) does not apply if it is urgently crucial to transport a seriously injured person to the hospital and no other adequate mode of transportation is available, other than the vehicle involved in the accident.

Punishment for Non-Compliance

Section 84(7) states that any individual who fails to comply with any of the provisions under section 84 commits an offence. Any person who commits an offence for failing to comply with rendering assistance as mentioned under subsection (3) and if such person as a result of the accident causes death or seriously injures another person, such person shall be liable to the following punishments if convicted:

1) Imprisonment for a period of up to 12 months or a fine of up to $3,000 or both.
2) For a second or subsequent conviction, imprisonment for a period of up to 2 years or a fine of up to $5,000 or both.

Disqualification from Holding or Obtaining a Driver’s License

Subsection (9) of section 84 states that if a court while convicting a person for non-compliance satisfies itself that such person while driving or attempting to drive at the time of the accident caused death or serious injury to another person and unless for special reasons it thinks fit to order otherwise, it can make an order to disqualify such person from holding or obtaining a driver’s license:

1) For a period of not less than 12 months from the date of his or her conviction or, if imprisoned, from the date of his or her release from jail; or
2) For any longer period that the court thinks fit.

Arrestable Offence

Any individual who is reasonably suspected of failing to comply with subsection (3) may be arrested without a warrant by any police officer. Subsection (3) is rendering assistance required by a police officer or rendering assistance by the driver himself in the absence of an officer. This is mentioned under section 84(11).

Cases concerning Motor Vehicle Accidents

1) Fernandez Joseph Ferdinent v Public Prosecutor [2007] 3 SLR(R) 65; [2007] SGHC 60

The victim was riding his motorbike in the innermost lane of a three-lane expressway. The appellant was driving in the middle lane, while the prosecution’s principal witness, Lee, was traveling on the far right. Lee witnessed the appellant’s automobile veer to the left and struck the motorbike from behind as both cars were approaching a bend on a flyover. The crash threw the rider off the bike. The motorcycle was then dragged for a few seconds before colliding into the metal roadside barrier and tumbling over. The appellant did not stop. The appellant’s automobile was pursued by Lee. He blasted his horn and motioned to the appellant to stop when he caught up with him. The appellant came to a complete stop roughly 500 meters from the accident scene. Lee stepped out of his car and asked the appellant a few questions before asking him to alight and return to the accident scene on foot. This was done by the appellant, who was joined by Lee. Others were assisting the victim at the scene of the collision. Although the appellant offered to call an ambulance, he was informed that one had already been dispatched. He then awaited the arrival of the police. The district judge convicted the appellant on four charges under the Road Traffic Act including failing to stop after an accident under section 84(1) and failing to render assistance to the victim who suffered serious injuries, under section 84(3) read with section 84(7). The punishments for these offences were to run consecutively, totaling a $2,000 fine, six weeks in jail, and an 18-month disqualification. The appellant challenged his conviction as well as the sentence imposed. After considering all the facts and circumstances of the case, the court dismissed the appeal in respect of three charges but set aside the conviction and sentence where the removal of the vehicle charge was concerned.

2) Public Prosecutor v Lee Meng Soon [2007] 4 SLR(R) 240; [2007] SGHC 129

The respondent driver failed to keep a good watch ahead at a signalized cross-junction and collided with a motorbike that was traveling in front of his automobile. The motorcycle’s rider and pillion rider were both seriously injured when they tumbled to the ground. The respondent paused to glance back but ultimately drove away. He was eventually apprehended at a traffic intersection. He had 77g of alcohol in every 100ml of breath, according to a breathalyzer test. During the trial, the respondent pleaded guilty to two offences, including failing to render such assistance as was reasonably within his capacity to render following an accident in which his automobile injured others. The prosecution filed an appeal against the sentences, alleging that the $3,000 fine and two-year disqualification for the section 67(1)(b) offence and four weeks’ imprisonment and three-year disqualification for the section 84(3) offence were manifestly inadequate. The Prosecution requested that the former charge receive a custodial sentence and the latter charge receive a lengthier prison term. The court allowed the appeal solely on the first charge and overturned the district judge’s punishment of a $3,000 fine and a two-year disqualification period for drink-driving and replaced it with two weeks in jail and a three-year disqualification period. It also ordered that the two-week term run consecutively with the four-week sentence imposed for the hit-and-run offence.

3) Public Prosecutor v Lee Cheow Loong Charles [2008] 4 SLR(R) 961; [2008] SGHC 124

The respondent was driving over the speed limit. He failed to slow down as he approached a signalized intersection and collided with an elderly pedestrian, Mdm Pang, who was crossing at the signalized crossing. The accident flung Mdm Pang some 27 meters ahead and dislodged the car’s front registration plate. Following the incident, the respondent pulled over some distance away from the site and, noticing Mdm Pang laying still on the road, drove away without assisting her. Mdm Pang was found unconscious and bleeding on the forehead and mouth by the police officer who was dispatched to the spot. The car’s front registration plate was also discovered at the site. Mdm Pang was later taken to Singapore General Hospital and pronounced dead. The respondent handed himself over to traffic officers and was arrested. The respondent turned out to be the beneficial owner of the automobile, having paid $20,000 for it. The automobile was registered in the name of someone else because the respondent was an undischarged bankrupt. The respondent pled guilty to causing death by a rash act under Penal Code section 304A, driving while disqualified under Road Traffic Act section 43(4), and failing to render assistance after a fatal accident under Road Traffic Act section 84. The respondent was sentenced to one year in prison by the District Judge, and the prosecution appealed. The appeal was allowed by the court, and the respondent was sentenced to a total of 48 months imprisonment with a 10-year disqualification from holding or obtaining a driver’s license.

What happens if you don't report a car incident?

Failing to report a car accident can put you in breach of the law and lead to financial penalties. If you don't exchange details at the car accident scene or report it to the police, you could be charged for these offences under the Road Traffic Act 1988.

Can you be charged for not reporting an accident?

In cases where a driver stops after an accident but does not provide details, a charge of failure to report an accident might still be brought. Not reporting a road traffic accident may not only attract penalties – but may also impact on motoring insurance if a driver is traced and prosecuted.

What happens if third party does not report accident?

Failure to report an accident can lead to your policy being declared void by your insurers which could result in you being uninsured in respect of vehicle damage in the event of a later accident. As an example, a friend was involved in a very minor bump with another car.